Checked Oct 16, 2026
AI plans & costs
Prices were read on the vendors’ official pricing pages. When a page did not show a price, the card says Price unconfirmed. Nothing on this page is an affiliate link. Personal plans only. Team, Business, and Enterprise plans, and API token prices, are not included. ChatGPT, Claude, X / Grok / Cursor, and Gemini were checked on Oct 16, 2026.
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How to choose
- Start free. Almost every tool has a free tier or trial. Upgrade only when a paying client, employer or project hits a limit.
- Pay for one assistant, not three. ChatGPT Plus is $20/month. Claude Pro is $17/month when billed annually ($200/year); the month-to-month price was not shown. Gemini's AI Plus tier is $4.99/month. Grok, Cursor, and X are one subscription, from $8/month.
- Know whether you're paying for seats or usage. Automation and media tools bill by credits or executions, for example Make's free tier with 1,000 credits/month, Runway credits, or ElevenLabs credits. Busy workflows cost more.
- Check commercial rights before you sell anything.
- ElevenLabs lists a commercial license starting on Starter ($6/month).
- Midjourney requires Pro or Mega for companies with more than $1M a year in revenue.
Starter stacks
Monthly totals below are the ones published in the cost notes. They are not a new estimate.
Paycheck
$0
ChatGPT Free + Claude Free + Make Free
Freelance
$17
Claude Pro $17/mo billed annually ($200/yr) + Make Free + Upwork Basic $0
Plus the Upwork fee of 0–15% per contract. The month-to-month Pro price was not shown.
Content
$42
ChatGPT Plus $20 + ElevenLabs Starter $6 + Descript Hobbyist $16 (annual billing)
Build
$17
Claude Pro $17/mo billed annually (includes Claude Code) + GitHub Copilot Free + Bolt Free
Plus API usage if the app calls models. The month-to-month Pro price was not shown.
Plans
ChatGPT
AI assistant · Checked Oct 16, 2026 · Start with Free, then Plus. Pricing page
Free
$0 / month
Annual Not offered
Why consider: Enough to try chats before paying.
Why skip: Go and Plus exist once uploads, images, or Codex run out.
Go
$8 / month
Annual Price unconfirmed
Ad supported. More messages with tools, more image creation, more memory and storage, more voice chats.
Why consider: The cheapest paid step up, at $8/month.
Why skip: This plan may include ads. Plus is the no-ads assistant.
Plus
$20 / month
Annual Price unconfirmed
No ads. Codex, a work agent across apps and files, 20 GB storage, email and calendar connections.
Why consider: The everyday assistant: Codex and no ads for $20/month.
Why skip: Pro if you need the frontier model, Dots, or the higher usage tiers.
Pro
from $100 / month
Annual Price unconfirmed
Usage tiers 100, 200, and 500. The 200 tier is $200/month. The 100 and 500 tier prices were not shown. Frontier Pro model, Dots agents, 100 GB storage, no ads.
Why consider: Highest usage and the frontier Pro model. The 200 tier shows $200/month.
Why skip: Starts at $100/month. The 100 and 500 tier prices were not on the screen.
Claude
AI assistant · Checked Oct 16, 2026 · Start with Free; Pro when coding daily. Pricing page
Free
$0 / month
Annual Not offered
Why consider: Enough to try Claude before paying.
Why skip: Pro adds Claude Code, Claude Design, and more models.
Pro
Price unconfirmed
Annual $17 ($200/yr)
Yearly price shown: $17/month, $200 billed annually. Month-to-month price was not shown. Includes Claude Code, Claude Design, higher limits, more models, and memory across chats.
Why consider: Claude Code in the codebase and Claude Design for $17/month billed annually.
Why skip: The month-to-month price was not shown. Max if you need up to 20x the usage.
Max
from $100 / month
Annual Price unconfirmed
From $100/month, billed monthly. Up to 20x more usage than Pro, priority access, and higher output limits.
Why consider: The plan for long Claude Code sessions, from $100/month.
Why skip: Billed monthly, and a price above the $100 starting point was not shown.
Gemini
AI assistant · Checked Oct 16, 2026 · Start with Free. Pricing page
Free
$0 / month
Annual Not offered
$0/month with a Google Account
Why consider: Everyday help at no charge.
Why skip: Plus is $4.99/month for 2x the usage.
Google AI Plus
$4.99 / month
Annual Price unconfirmed
2x higher usage than Free
Why consider: The cheap bump in usage, at $4.99/month.
Why skip: Pro is the plan that includes Gemini 4 Argon.
Google AI Pro
$19.99 / month
Annual Price unconfirmed
4x higher usage than Free. Includes Gemini 4 Argon.
Why consider: Gemini 4 Argon and 4x Free usage for $19.99/month.
Why skip: Ultra if you need 5x or 20x Pro usage.
Google AI Ultra
from $99.99 / month
Annual Price unconfirmed
$99.99/month is 5x AI Pro usage. The $199.99/month tier is 20x AI Pro. Includes Gemini 4 Argon.
Why consider: The highest Gemini limits, starting at $99.99/month.
Why skip: Far more than Plus or Pro unless the work needs those limits.
X / Grok / Cursor
AI assistant · Checked Oct 16, 2026 · Start with Plus ($8/month or $80/year). Pricing page
Plus
$8 / month
Annual $7 ($80/yr)
Shared AI usage pool across Grok, Cursor, and X. Third-party models in Cursor are not included.
Why consider: One subscription for Grok, Cursor, and X at $8/month or $80/year.
Why skip: Third-party models in Cursor cost extra. Premium adds Grok Bot and code hosting.
Premium
$30 / month
Annual $25 ($300/yr)
4x Plus usage. Includes Grok Bot, cloud agents, and code hosting. Third-party models in Cursor are not included.
Why consider: Grok Bot, cloud agents, and code hosting at 4x Plus usage.
Why skip: Third-party Cursor models are still not included.
Super
$100 / month
Annual $84 ($1,000/yr)
15x Plus usage. Priority model access at peak times.
Why consider: 15x Plus usage, or $84/month on the annual plan.
Why skip: Ultra is the top tier if you need 50x usage.
Ultra
$200 / month
Annual $167 ($2,000/yr)
50x Plus usage. Most powerful chat models and earliest access.
Why consider: The highest usage in this subscription, 50x Plus.
Why skip: $200/month, or $167/month when billed annually.
Perplexity
AI search · Checked Oct 15, 2026 · Start with Free. Pricing page
Free
Price unconfirmed
Annual Price unconfirmed
not listed
Why consider: Cited web research
Why skip: Could not verify prices
Pro
Price unconfirmed
Annual Price unconfirmed
not listed
Why consider: Cited web research
Why skip: Could not verify prices
GitHub Copilot
AI coding · Checked Oct 15, 2026 · Start with Free. Pricing page
Free
$0 / month
Annual Not offered
Limited chat and agent usage
Why consider: Cheap coding assistant inside GitHub/VS Code
Why skip: Free tier often enough to learn
Pro
$10 / month
Annual Price unconfirmed
Base AI credits; 1 credit = $0.01
Why consider: Cheap coding assistant inside GitHub/VS Code
Why skip: Free tier often enough to learn
Pro+
$39 / month
Annual Price unconfirmed
Why consider: Cheap coding assistant inside GitHub/VS Code
Why skip: Free tier often enough to learn
Max
$100 / month
Annual Price unconfirmed
Includes $100/month GitHub AI credits
Why consider: Cheap coding assistant inside GitHub/VS Code
Why skip: Free tier often enough to learn
Replit
AI app builder · Checked Oct 15, 2026 · Start with Free tier (limits not listed). Pricing page
Starter/Free
Price unconfirmed
Annual Price unconfirmed
not listed
Why consider: Build and host apps in the browser with an agent
Why skip: Usage can exceed included credit
Core
$20 / month
Annual $18 billed annually
Up to 30 hours chat on Free Mode; $20 toward models
Why consider: Build and host apps in the browser with an agent
Why skip: Usage can exceed included credit
Pro
$100 / month
Annual $90 billed annually
$100 toward models; 15 collaborators
Why consider: Build and host apps in the browser with an agent
Why skip: Usage can exceed included credit
Lovable
AI app builder · Checked Oct 15, 2026 · Start with Free. Pricing page
Free
$0 / month
Annual Not offered
5 build credits/day (up to 30/month) + 20 Cloud credits/month
Why consider: Non-coders shipping web apps
Why skip: Credits expire; paid prices not readable on page
Pro
Price unconfirmed
Annual Price unconfirmed
Plan credits monthly + daily grants
Why consider: Non-coders shipping web apps
Why skip: Credits expire; paid prices not readable on page
Bolt
AI app builder · Checked Oct 15, 2026 · Start with Free. Pricing page
Free
$0 / month
Annual Not offered
300K tokens; hosting up to 333k web requests
Why consider: Prompt-to-app builder with hosting
Why skip: Token limits on free
Pro
$25 / month
Annual Price unconfirmed
Why consider: Prompt-to-app builder with hosting
Why skip: Token limits on free
n8n
Automation · Checked Oct 15, 2026 · Start with Free trial or self-host. Pricing page
Community Edition (self-host)
$0 / month
Annual Not offered
Self-hosted; you run the server
Why consider: Agent workflows billed per execution; self-host free
Why skip: Self-hosting needs tech skills; cloud priced in EUR
Starter
Price unconfirmed
Annual 20 EUR billed annually
1 shared project, 5 concurrent executions, 1,600 Assistant credits
Why consider: Agent workflows billed per execution; self-host free
Why skip: Self-hosting needs tech skills; cloud priced in EUR
Pro
Price unconfirmed
Annual 50 EUR billed annually
Up to 50 concurrent executions
Why consider: Agent workflows billed per execution; self-host free
Why skip: Self-hosting needs tech skills; cloud priced in EUR
Make
Automation · Checked Oct 15, 2026 · Start with Free. Pricing page
Free
$0 / month
Annual Not offered
1,000 credits/month; 15-minute minimum interval
Why consider: Visual no-code automations
Why skip: Credits run out on busy workflows
Zapier
Automation · Checked Oct 15, 2026 · Start with Free. Pricing page
Free
$0 / month
Annual Not offered
Two-step Zaps; Zaps, Tables, Forms
Why consider: Most-requested automation tool in client jobs
Why skip: Gets expensive per task
Professional
from $19.99 / month
Annual Price unconfirmed
Multi-step, webhooks, AI fields
Why consider: Most-requested automation tool in client jobs
Why skip: Gets expensive per task
Agents Pro
Price unconfirmed
Annual $33.33 ($400 billed annually)
Up to 1,500 activities
Why consider: Most-requested automation tool in client jobs
Why skip: Gets expensive per task
Chatbots Pro
Price unconfirmed
Annual $13.33 ($160 billed annually)
5 chatbots
Why consider: Most-requested automation tool in client jobs
Why skip: Gets expensive per task
Lindy
AI agent platform · Checked Oct 15, 2026 · Start with Free trial. Pricing page
Free
$0 / month
Annual Not offered
$50 in credits, lasts 7 days, no card
Why consider: No-code AI assistants for email, meetings, ops
Why skip: Credit-based costs can climb
ElevenLabs
AI voice · Checked Oct 15, 2026 · Start with Starter if publishing commercially. Pricing page
Free
$0 / month
Annual Not offered
10k credits/month
Why consider: Realistic voiceovers and cloning
Why skip: Free tier lacks commercial license (per plan list, Starter adds commercial)
Starter
$6 / month
Annual Price unconfirmed
30k credits; commercial license
Why consider: Realistic voiceovers and cloning
Why skip: Free tier lacks commercial license (per plan list, Starter adds commercial)
Creator
$22 ($11 first month) / month
Annual Price unconfirmed
121k credits; pro voice cloning
Why consider: Realistic voiceovers and cloning
Why skip: Free tier lacks commercial license (per plan list, Starter adds commercial)
Pro
$99 / month
Annual Price unconfirmed
600k credits
Why consider: Realistic voiceovers and cloning
Why skip: Free tier lacks commercial license (per plan list, Starter adds commercial)
Scale
$299 / month
Annual Price unconfirmed
1.8M credits, 3 seats
Why consider: Realistic voiceovers and cloning
Why skip: Free tier lacks commercial license (per plan list, Starter adds commercial)
HeyGen
AI avatar video · Checked Oct 15, 2026 · Start with Free. Pricing page
Free
$0 / month
Annual Not offered
1 custom video avatar
Why consider: Avatar videos and translation
Why skip: Paid needed for serious use
Creator
$29 / month
Annual $24
Voice cloning, 175+ languages
Why consider: Avatar videos and translation
Why skip: Paid needed for serious use
Pro
$49 / month
Annual Price unconfirmed
Why consider: Avatar videos and translation
Why skip: Paid needed for serious use
Synthesia
AI avatar video · Checked Oct 15, 2026 · Start with Starter. Pricing page
Starter
$29 / month
Annual Price unconfirmed
1,250 credits/month
Why consider: Corporate training videos
Why skip: No free plan captured; pricier
Pro
$89 / month
Annual Price unconfirmed
6,000 credits/month
Why consider: Corporate training videos
Why skip: No free plan captured; pricier
Midjourney
AI images/video · Checked Oct 15, 2026 · Start with Basic. Pricing page
Basic
$10 / month
Annual $8
3.3 fast GPU hr/month
Why consider: High-quality images
Why skip: No free tier; companies >$1M revenue need Pro/Mega
Standard
$30 / month
Annual $24
15 hr; unlimited Relax images
Why consider: High-quality images
Why skip: No free tier; companies >$1M revenue need Pro/Mega
Pro
$60 / month
Annual $48
30 hr; Stealth mode
Why consider: High-quality images
Why skip: No free tier; companies >$1M revenue need Pro/Mega
Mega
$120 / month
Annual $96
60 hr
Why consider: High-quality images
Why skip: No free tier; companies >$1M revenue need Pro/Mega
Runway
AI video · Checked Oct 15, 2026 · Start with Free credits first. Pricing page
Free
$0 / month
Annual Not offered
125 one-time credits
Why consider: Generative video
Why skip: Credits burn fast on video
Standard
$15 / month
Annual $12
625 credits/month
Why consider: Generative video
Why skip: Credits burn fast on video
Pro
$35 / month
Annual $28
2,250 credits/month
Why consider: Generative video
Why skip: Credits burn fast on video
Max
$95 / month
Annual $76
9,500 credits/month
Why consider: Generative video
Why skip: Credits burn fast on video
Descript
Video/podcast editing · Checked Oct 15, 2026 · Start with Free. Pricing page
Free
$0 / month
Annual Not offered
1 media hour/month; 720p
Why consider: Edit video by editing text
Why skip: Free has 720p and 1 hour
Hobbyist
$24 / month
Annual $16
10 media hours, 400 AI credits
Why consider: Edit video by editing text
Why skip: Free has 720p and 1 hour
Creator
$35 / month
Annual $24
30 media hours, 800 AI credits, 4K
Why consider: Edit video by editing text
Why skip: Free has 720p and 1 hour
OpenClaw
Open-source agent · Checked Oct 15, 2026 · Start with Free. Pricing page
Open source
$0 (software) / month
Annual Not offered
Runs on your machine; you pay for any model API you connect
Why consider: Self-hosted personal agent
Why skip: Setup is technical; model costs separate
No plans match this filter.
Could not verify
- Perplexity: the pricing pages timed out.
- Relevance AI: only the Enterprise tier was shown.
- Paid tiers not readable: Lovable (Pro), Make.
- Microsoft: consumer Copilot pricing (only business plans captured).
- n8n: monthly prices (annual EUR prices only).
- ChatGPT: annual prices, the Business tab, and the Pro 100 and 500 tier prices.
- Claude: the month-to-month Pro price, any Max price above the $100 starting point, and the Team and Enterprise tab.
- X / Grok / Cursor: third-party models in Cursor are not included. Cursor is not a separate subscription.